Let’s face it, most of us are in debt. However, it seems some people are better prepared to handle it. We are not those people, as evidence by our lack of funds in the bank. When your bills are higher than your income something is going to have to get cut. We’ve cut out cable TV, a vast amount of eating out, and our phone bill is as basic as we can get away with, all a couple years ago, but still are having financial issues.
Alas, one must consider how many jobs they have to have in order to put food on the table and survive, versus their own personal happiness. Which, with the cost of most basic things going up during a time when wages and hours and jobs are still going down, is becoming increasingly difficult to do. However, I’m sure there will be a bright side to all of this. Or at least I have to believe that there will be.